Bank Statement Loans

Bank Statement Loans

Bank Statement Loans No Tax Returns Required

What Are Bank Statement Loans?

Who Qualifies?

How Bank Statement Loans Work

Bank Statement Loan Requirements

Bank Statements

Credit & Down Payment

Self-Employment

Bank Statement Loan Benefits

Frequently Asked Questions

Ready to Qualify Using Bank Statements?

TRADITIONAL LOANS

NON-QM LOANS

Perfect for self-employed borrowers, entrepreneurs, and business owners. Use your bank statements instead of tax returns to qualify for a mortgage. 12-24 month options available with up to 90% LTV.

Bank statement loans are a type of Non-QM (Non-Qualified Mortgage) loan designed specifically for self-employed borrowers who may have difficulty qualifying for traditional mortgages. Instead of using tax returns to verify income, lenders review 12-24 months of your bank statements to calculate qualifying income based on deposits.

A simple process designed for self-employed borrowers

Flexible requirements designed for self-employed borrowers

Must be self-employed for at least 2 years with consistent income.

Why self-employed borrowers choose bank statement loans

Get answers to common questions about bank statement loans

Stop letting tax write-offs limit your home buying power. Qualify based on your actual cash flow.

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