1099 Loans

1099 Loans

1099 Income Loans For Independent Contractors

What Are 1099 Income Loans?

Perfect For:

1099 Loan Requirements

Income Documentation

Credit & Down Payment

Employment History

1099 Loan Benefits

Frequently Asked Questions

Ready to Buy Using Your 1099 Income?

TRADITIONAL LOANS

NON-QM LOANS

Designed for independent contractors, gig workers, and freelancers who receive 1099 forms. Qualify using your 1099 income with flexible documentation options and competitive rates.

1099 income loans are mortgage programs specifically designed for borrowers who receive 1099 forms instead of W-2s. These Non-QM loans recognize the unique income situations of independent contractors, freelancers, and gig economy workers.

Flexible documentation for independent contractors

May accept 1 year with strong compensating factors or prior W-2 in same field.

Why independent contractors choose 1099 income loans

Get answers to common questions about 1099 income loans

Do not let your 1099 status stop you from homeownership. Qualify using your contractor income today.

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